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The Point System and License

The Point System and your License

How the DMV Calculates Your Point Total

The DMV computer system automatically calculates your point total as follows:

    •    You must be convicted of the traffic violation for the points to be added to your point total, but the calculation of your point total is based on the date of the violation, not the date of the conviction.

    •    The points for violations that all occurred within the last 18 months of one another are added together to calculate your point total.

    •    The record of the conviction, and the points, are listed on your driver record for as long as the conviction remains on your record. The information about the conviction and points is not removed after 18 months from the violation date. Only the calculation of your point total changes.

The Effect of Points

If your point total reaches 11 points or more based on the calculation described above, the DMV notifies you and suspends your driver license.

Insurance Company Points and Out-of-State Violations

Insurance companies have point systems that are different from the DMV driver violation point system. The two point systems are not related. Contact your insurance company about their point system.

Except for Ontario and Quebec, points are not added to your NYS driver record if you commit an out-of-state traffic violation.

Point and Insurance Reduction Program (PIRP)

If you take a DMV-approved accident prevention course, you can

    •    reduce your driver violation point total by a maximum of four points, and

    •    save 10 percent on your automobile liability and collision insurance premiums.

Information About Driver Responsibility Assessments

What is a driver responsibility assessment?

In addition to any fines, fees, penalties, or surcharges that you pay for a traffic conviction, you must pay the driver responsibility assessment. The assessment is an amount that you must pay each year for three years. You pay the assessment to the DMV.

Who must pay a driver responsibility assessment?

You must pay the driver responsibility assessment if any of the following incidents occur:

    •    you receive six or more points on your NYS driver record during a period of 18 months and the violations occurred in NYS, Quebec or Ontario.

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Number of Points Assigned for Common Traffic Violations

Violation

Points

Speeding - MPH over speed limit not indicated

3

Speeding 1 - 10 MPH over speed limit

3

Speeding 11 - 20 MPH over speed limit

4

Speeding 21 - 30 MPH over speed limit

6

Speeding 31 - 40 MPH over speed limit

8

Speeding More than 40 MPH over speed limit

11

Reckless driving

5

Failed to stop for a school bus

5

Inadequate brakes

4

Improper cell phone use

5

Following too closely

4

Passing improperly, changing lanes unsafely, driving to the left of center, driving in the wrong direction

3

Failed to obey a traffic signal, a stop sign, or a yield sign

3

Railroad crossing violation

3

Failed to yield the right-of-way

3

Passenger safety violation, including seat belt and child safety seat violations for passengers under the age of 16

3

Left the scene of an accident that includes property damage or the injury of a domestic animal

3

Other moving violations

2

Inadequate brakes (vehicle of an employer)

2

Use of portable electronic device ("texting")

5

 
Points are not assigned for the following violations

  • any bicycle violation
  • any pedestrian violation
  • any parking violation
  • any violation related to unregistered, unlicensed or uninsured operation
  • any violation related to motor vehicle inspection, vehicle weights or dimensions or vehicle equipment other than inadequate service brakes 
  • any violation related to a business or the sale of goods established in the Vehicle and Traffic Law or any local law
  • a violation related to the improper use of High Occupancy Vehicle Lanes in Suffolk County, between exits 49 and 57 of the Long Island Expressway
  • any other violation not resulting from the operation of a motor vehicle

 Driver Responsibility Assessment

If you receive 6 or more points on your New York State driving record in 18 months, you must pay a Driver Responsibility Assessment fee.


Out-of-state convictions

If you are convicted of a traffic violation in another state or country, points are not added to your New York State driving record, unless the violation occurred in Ontario or Quebec.

New York State has a reciprocal agreement with Quebec and Ontario. Traffic violation convictions that occur in these provinces are recorded on your New York State driver record, and the convictions have the same effect and carry the same points as convictions that occur in New York State. This can affect your driver violation point total and Driver Responsibility Assessment.


Insurance Premiums

Insurance companies have their own point systems and can increase your premiums based on your driving record.  Contact your insurance company for more information.


Point and Insurance Reduction Program

If you take a DMV-approved Point and Insurance Reduction Program (PIRP) course, you can

  • reduce your driver violation point total by a maximum of 4 points
  • save 10 percent on your automobile liability and collision insurance premiums